Become an Agent


We understand that the Credit Card industry is a competitive environment and that selecting MeritCard now will help determine your future success.

MeritCard is dedicated to growing strong partnerships with ISO’s, sales agents, bank agents and merchants. We pride ourselves on providing the best service and support in the industry. You can count on:

• Experienced Sales Support Team
• Direct Access to Underwriters
• 24 Hour Account Approval on Tier I Merchants
• On Time and Accurate Monthly Residuals
• Reporting that helps Manage your Portfolio
• Access to 5 Front End Networks and Multiple Bank Sponsors

We look forward to assisting you in any way we can in the process.


The Executive Team at MeritCard has over 85 years of Credit Card Processing experience. As a “boutique” processing provider we hand select the Products and Partners we work with. We take the time to understand and oversee how each merchant account is processing. Our Underwriting and Risk decisions are not made based solely on personal credit or industry type, but rather on the merit of a proprietary “research” score and Merchant interview.

Reliability is the cornerstone of our business model. Whether it’s in how a Merchant account is boarded, how it is serviced or with how we communicate to our Partners - our goal is to always exceed the expectations of others.

If you’re already an experienced industry sales our program is tailored to your needs assuming that you share our beliefs and standards to provide honest payment solutions at a fair price.

If you would like to offer competitive payment solutions to your clients with amazing service and support, MeritCard is your partner of choice.

Our Partner Program is designed to create long term partnerships and client relationships, because we’re in it for the long run, not short term profits.

An existing or new Merchant needs Processing Services
Account is entered into EDGE
MeritCard Team Underwrites using a proprietary scoring system
An email is sent to your Office and your Agent notifying you that the account is Approved and Boarded
Our Team provides Download file builds and instructions
Merchant begins Processing and MeritCard supports
Your Office receives a detailed residual report at the end of the month

MeritCard is a full-service Wholesale ISO. We maintain liability on each and every merchant account we board and our entire model is based around the Agent Offices we do business with. We don’t employee Direct Sales Representatives so that we don’t compete with our Partners. We understand what makes an ISO successful and look forward to working with you.

Please feel free to call us with any questions or to obtain additional information regarding the program.